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Welcome to the new MoneySpot website. Same team, same login.

Short term loans

A loan repaid over months, not years. From $200 to $5,000, so you clear it and move on.

Done sooner

A short term means you're out of debt faster and you pay for the money for less time. It doesn't sit across the rest of your year or become a fixture in your budget.

Choose the term that fits

Our small amount loans run over shorter terms for a gap you expect to clear quickly. Our medium amount loans run longer, which spreads a larger amount across more pay cycles. You'll see both options and what each repayment comes to.

Pay it out whenever you like

If you're ahead, you can clear the balance early and there's no penalty for doing it.

Applying is simple

The application takes about four minutes online. Approved loans are usually funded within the hour. Your credit history doesn't need to be perfect, repayments are matched to your pay cycle, and there's no penalty if you pay the loan out early.

What to have ready

  • Online access to the bank account your income is paid into
  • Mobile and email access to verify
  • Driver licence, passport or Medicare card

Ready to apply?

Apply now and get an answer in minutes.

Apply now