Payday loans
"Payday loan" is the everyday name for a small amount credit contract. Apply online for $200 to $2,000 and repay in instalments that line up with your pay.
How ours work
You don't repay it all out of your next pay. The amount is split into instalments across the term, each one timed to land on a day you're paid, so it fits your budget rather than emptying one pay cycle.
Borrowing from a licensed lender
We hold an Australian Credit Licence and our small amount credit contracts are regulated under the National Credit Act. Fees are capped by law, these contracts charge no interest, and we assess every application against your circumstances before approving it.
What it costs
Every fee that applies, your repayment amounts and the total you'll repay are shown before you sign. No charges appear later that you haven't already seen.
Applying is simple
The application takes about four minutes online. Approved loans are usually funded within the hour. Your credit history doesn't need to be perfect, repayments are matched to your pay cycle, and there's no penalty if you pay the loan out early.
What to have ready
- Online access to the bank account your income is paid into
- Mobile and email access to verify
- Driver licence, passport or Medicare card
Also known as