Instalment loans
An instalment loan is repaid in scheduled parts across the term, not in one payment at the end. Both of our loans work this way.
Split across your pay cycles
Instead of finding the whole amount out of one pay, the total is broken into instalments that each land against a separate pay cycle. It's an easier shape to budget around.
Timed to when you're paid
We schedule your repayments for the days your income actually arrives, read from your bank statements rather than assumed. That way repayments land when there's money there to cover them.
Flexible if things change
If an instalment is going to be difficult, get in touch before the due date and we can often reschedule it. You can also pay the loan out early at any time with no penalty.
Applying is simple
The application takes about four minutes online. Approved loans are usually funded within the hour. Your credit history doesn't need to be perfect, repayments are matched to your pay cycle, and there's no penalty if you pay the loan out early.
What to have ready
- Online access to the bank account your income is paid into
- Mobile and email access to verify
- Driver licence, passport or Medicare card
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