MoneySpot is committed to providing you with a hassle-free solution to your short-term borrowing needs.
We offer loans from $200 – $5,000. Repayments will be withdrawn from your bank account via Direct Debit on your payday, either weekly, fortnightly, or on a specific date in the month
The application process is straightforward, takes only a few minutes, and during business hours we typically make the decision and send the funds in less than 60 minutes. Depending on who you bank with the money can be with you in minutes, a few hours, or at worst overnight. By far and away the majority of our payments are received on the same day.
Our responsible lending principles aim to ensure we offer you a loan with repayments you can afford. You can also use our cash loan calculator above to work out your approximate repayments before you apply. You must be employed (we cannot help you if the majority of your income is from Centrelink), and you will need to download your bank statements via the application form, so have your bank details on hand.
We are 100% online, processing applications 24/7, regulated by ASIC, and are a member of the Australian Financial Complaints Authority (AFCA).